TERMS OF USE

Acceptance and scope

These terms govern access to this website and its content. By using the website, you agree to these terms. If you use it for an organisation, you confirm that you are authorised to do so. Grossman Risk&Capital is a trading name; the legal entity providing any commissioned service will be identified in the applicable engagement letter.

Information only

Website content is general information, not a recommendation or a substitute for advice directed to your facts. It is not legal, tax, accounting, investment, brokerage or other regulated financial advice. No content is an offer, solicitation, valuation opinion, credit rating or guarantee of outcome.

No relationship through website use

Viewing the website, submitting an enquiry or attending an introductory meeting does not create a client, fiduciary, advisory, agency or confidential relationship. A mandate begins only when conflict and acceptance procedures are complete and written engagement terms have been agreed.

Permitted use

• Use the website lawfully and for legitimate informational or business-enquiry purposes.
• Do not interfere with the website, probe its security, introduce malicious code, scrape it at scale or misrepresent your identity or authority.
• Do not use the website or its content to facilitate unlawful conduct, sanctions evasion, rights violations or deceptive activity.

Intellectual property

The website design, wordmark, text, graphics, software and other content are protected by applicable intellectual property laws. You may view and make a reasonable internal copy for non-commercial evaluation. Reproduction, modification, distribution, commercial exploitation or removal of proprietary notices requires prior written permission.

Enquiries and confidential material

Initial enquiries travel through your email provider. Do not send restricted, highly sensitive or privileged material until a secure channel, lawful purpose and handling protocol have been agreed. Submission does not prevent us from acting for another person and does not itself establish confidentiality or legal privilege.

Accuracy and availability

The website is provided on an “as available” basis. Reasonable care is taken, but content may be incomplete, superseded or unavailable. To the extent permitted by law, no warranty is made that the website is uninterrupted, error-free, secure or suitable for a particular purpose.

Liability

To the maximum extent permitted by applicable law, the website operator is not liable for indirect, consequential, special or punitive loss arising solely from website access, inability to access, reliance on general content or use of a linked third-party service. Nothing in these terms excludes liability that cannot lawfully be excluded.

Third-party services

Links or references to third parties are provided for convenience or context and do not amount to endorsement. Third-party sites, communications and services are governed by their own terms and privacy practices.

Governing terms and disputes

A commissioned service is governed by its engagement letter, including the identified service provider, law and dispute forum. For website-only matters, mandatory applicable law and the jurisdiction of the website operator apply. If a provision is invalid, the remaining provisions continue to the extent permitted.

Changes

These terms may be updated for legal, operational or technical reasons. The version published here applies from its stated revision date. Continued use after an update constitutes acceptance to the extent permitted by law.